Couples, families and several accounts

FIRE planning for couples and families on IBKR

Combine Interactive Brokers accounts, even under separate logins, into one household plan and one FIRE date. Each partner signs in with their own login.

Free to get started. No payment details needed. Try the demo without signing up.

Test what moves your date

Compare your planned saving, your actual saving over the last year, your past returns, or your own numbers. Available on Plus and Pro.

€3,000 a month 11y 2m

Current plan.

€2,500 a month 12y 4m

14 months later.

Two IBKR logins, one plan

Pro connects up to 5 IBKR logins and 10 accounts. Your partner sets up read-only access in their own IBKR login, and the owner of your InteractiveFIRE portfolio adds it. Their accounts join the same plan.

  1. Separate sign-insUp to 5 people can sign in to the same portfolio, each with their own login. Every member sees the whole portfolio. Only the owner can change settings and connections.
  2. All your accountsYours, your partner’s and joint accounts, up to 10 on Pro.
  3. No family account neededIf you already use an IBKR family account, each linked account appears separately.
  4. Per-account viewSee returns and allocation per account. The FIRE date always covers the household.

One plan for the whole household

One FIRE target

Based on your household’s yearly spending and withdrawal rate.

Real saving only

Deposits and withdrawals count. Transfers between accounts in the plan don’t.

One currency

Combine accounts in EUR, USD, CHF, CAD, AUD or GBP.

Tax on gains

Optionally raise your target to cover tax on your gains, at your rate.

Where you stand, and how fast you’re getting there

Track progress to your target, your expected FIRE date and your monthly saving. Updated daily from IBKR.

InteractiveFIRE financial-independence projection for a fictional portfolio.
Fictional portfolio, shown for illustration. Projections are illustrations, not forecasts.

Start with one account

Free covers one IBKR account, FIRE date included. Combining accounts needs Pro. The first 25 people get Pro free. See pricing.